Now available for up to 6 months
Do you need a quick short-term loan to pay for your medical expenses, car repair, holiday or some bills that don’t fit into your monthly budget? It can be difficult when you need quick cash so a short-term loan provided by online lenders is a popular way to obtain fast cash. There are advantages to taking out a quick short-term loan but before you obtain fast cash, there are some steps you need to follow:
Find out more about the short-term loan: if you already chose the company you want to borrow from, try to learn more about the loan itself, terms and characteristics. Short-term loans are very convenient as you can get them fast. The exact date of the repayment can also be agreed when applying for a short-term loan. If you have decided to borrow from a particular company, the next step is below.
Calculate the amount you need to pay back: usually online lenders already calculate the total repayment of the short-term loan for you and you just have to make sure you will be able to pay back the full amount on time. If you have any questions regarding the short-term loan and the repayment amounts, you can always ask the customer service and they will be happy to help you.
Check if you qualify to apply for a short-term loan: make sure you have a regular income, you are over 18 years old, have a bank account, mobile phone number and a valid email address. Of course the decision on whether to give you a short-term loan or not will also depend on other factors, but at least if you qualify with minimum requirements, you are more than welcome to apply.
Fill in the online application and wait for the decision: applications for short-term loans can be filled out online from you desktop or mobile phone and do not take a long time. You will get an answer quickly and if approved, money will go directly to your bank account and you can use it for any purpose.
These are the easy steps that will help you apply for a short-term loan at Creditstar. If you have any questions, please do not hesitate to contact our customer service who will be glad to answer any of your questions.
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Amount of credit: £300 for 4 months. Interest: £185.68. Interest rate: 274%pa (fixed). Four repayments of: £121.42. Total amount payable: £485.68. Representative 1081.24% APR.
Interest is calculated at 0.75%-0.8% per day on the principal amount depending on the loan term.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Every loan is a financial liability and not all applicants will qualify. Before entering into any Agreement read the Terms and Conditions, if necessary consult with a specialist.